Funding and financial aid
Useful Links
Harvard Admissions Office
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Harvard Financial Aid Office
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Harvard Advising Programs
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SAT test information
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Fulbright Commission
London based
Medicine & Law Conversion Courses
Info on UK courses

Harvard is Affordable
Admission to Harvard is "need-blind", which means that there is no admissions disadvantage in applying for aid. Harvard, like most colleges in the US, has higher fees than Uni in the UK, but for lower and middle income families, financial aid will often make the price affordable, as you can see from the examples below. Our goal in admissions and financial aid is clear: we want to bring the best possible people to Harvard, regardless of their ability to pay. We have a generous financial aid program which awards bursaries (not loans) based entirely on need and not merit, and takes into account all costs (tuition, fees, room, board, books, and travel).  International students have the same access to financial aid as United States citizens. Over the past decade we have increased our scholarship aid significantly -- this year we are awarding over $160 million (about £98 million) in need-based scholarship assistance to over 60% of our students.

Basis of awards
All of our financial aid is awarded on the basis of demonstrated financial need -- there are no academic, athletic, or merit-based awards, and we meet the demonstrated need of every student, including international students, for all four years. Our current financial aid policy has dramatically reduced the amount families with incomes below $150,000 (about £92,000) are expected to pay, and parents of families with incomes below $65,000 (about £40,000) and typical asset worth are not expected to contribute at all to college costs. Home equity and retirement funds are not considered as a resource in our determination of a family contribution, and aid packages do not include any loans.

Comparing UK and US costs -- “Sticker Price” is not the same as “Net Price”
If you look only at the sticker price for a year at Harvard, you only have part of the story. The 2011-12 charges are $54,486 for billed tuition, fees, room, board, and health insurance. Adding in the cost for travel, books, and personal expenses, the total cost for someone from the UK is $58,800 (about £36,000). But for 60% of our students, those from lower and middle income families, the actual net price to the family is much lower because of the generous need-based aid packages we offer.  Take a look at the sample net prices for the UK families profiled below:

Family One. Income of £35,000 (about $56,000 at current exchange rates), a home and £50,000 in other savings/assets.

            £ 36,000    Sticker price
Minus    £ 34,500    Need-based scholarship aid
Equals   £   1,500    Net price (zero from parents, £1,500 job offer for student)

For comparison, this family would probably face costs of £9,400 for tuition, fees, and accommodation at a typical UK university in 2011-12 or £15,000 in 2012-13, possibly reduced by a small maintenance grant.

Family Two. Income of £75,000 (about $120,000 at current exchange rates), a home and £80,000 in other savings/assets.

            £ 36,000    Sticker price
Minus    £ 26,000    Need-based scholarship aid
Equals   £ 10,000    Net price (£8,500 from parents, £1,500 job offer for student)

For comparison, this family would probably face costs of £9,400 for tuition, fees, and accommodation at a typical UK university in 2011-12 or £15,000 in 2012-13.

Family Three. Income of £110,000 (about $175,000 at current exchange rates), a home and £150,000 in other savings/assets.

            £ 36,000    Sticker price
Minus    £ 13,500    Need-based scholarship aid
Equals   £ 22,500    Net price (£21,000 from parents, £1,500 job offer for student)

For comparison, this family would probably face costs of £9,400 for tuition, fees, and accommodation at a typical UK university in 2011-12 or £15,000 in 2012-13.

Net Price Calculator
To help students estimate their own net price at Harvard, we have developed a “Net Price Calculator” on our website. Families answer a handful of questions about their level of income and assets, and the estimated net price will appear.  It’s fast and easy -- give it a try here.

How to Apply for Financial Aid
If you are applying for admission to Harvard College and feel you will need some help with paying for college costs, you should apply for financial aid. Detailed instructions, the timeline, and the required forms can be found here.